You Do Not Have to Do Anything Wrong to Face a Lawsuit Between 36 and 53 percent of small businesses are sued in any given year, and 43 percent are…
When Your Doors Are Closed, Your Bills Are Still Open A fire, a flood, a severe storm, a major equipment failure. Any of these can force a business to close…
The Gap Nobody Sees Until It Matters If your commercial property policy was written in 2022 or 2023, the replacement cost limit on that policy was based on what it…
Buying the Policy Is Only Half the Job Cyber insurance is one of the fastest-growing lines a business owner buys, and that growth makes sense. Roughly 49 percent of small…
Commercial insurance for New Braunfels and Comal County businesses, from BOP and liability to workers’ comp. Local, independent, and rooted in Central Texas. donegan.
Theft is the most frequently filed business insurance claim, and much of it comes from inside. Learn how internal controls and commercial crime coverage protect your business.
AI is already in your daily workflow. Learn the coverage gaps most policies miss, the questions to ask your agent, and how a simple AI use policy protects your business.

Discover how cargo theft is evolving in 2025—and what businesses can do to protect goods in transit.

Learn what it takes to qualify for direct damage coverage under commercial property insurance and how to protect your business assets from unexpected loss.

Discover why an annual insurance checkup is essential for small businesses and how it can protect your growth.
